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Take on Debt for College Degree of Dubious Value?

September 6, 2021 NCH Leave a Comment

Can you afford college
College degree worth the time and effort

Labor Day post for September 2021. Is it worth going through the hassle of college loan debt for a college degree that is similar to a new car rolling off a lot that drops in value by 20% and after four to five years there is weak return on investment.  A Labor Day weekend story in the Wall St. Journal points out the pitfalls in taking out student loans to fund a college degree of dubious value I would say with the exception of STEM, Steam and business degrees it doesn’t pay off in particular for people of modest economic means like the working class people who just cannot afford to send their children to a fancy overpriced college. I believe people would be better off offering their children a two-year degree, a bootcamp certification and they can delay or defer college the way my heroes Steve Jobs, or the many other entrepreneurs who put off, dropped out or never went to college. College is not a guaranteed ticket to the middle class I can attest to that having three college degrees from an unranked generic state university sure you can say it did pay off for myself. I am a non-union teacher educator contractor who is experiencing massive demand to teach online because of the covid hysteria. When I completed my teacher credentials back in 2004 I did not seriously take teaching as a lifetime career but with changes in the US economy and the demand for technology training at the k-12 and college level there is now a need for my education services. Past results are not a guarantee of future returns so in my career may have yielded a million dollars so far but that does not mean you will come close to earning back the time and financial resources invested in a college degree of dubious value.

College Cost, College Preparation, featured college, debt, degree, underemployment

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